HomeStart Finance is a South Australian Government initiative dedicated to providing housing solutions that enable more people to fulfil their home ownership dreams.

We are a leader in the design, delivery and management of affordable mortgage options for our customers, who range across the spectrum of age, ethnicity and income level.

HomeStart Finance offers a variety of unique products and services that fill a gap in the traditional lending market, including loans designed specifically for people who want to build or renovate their home.

Some of our most popular products include:

The HomeStart Loan – linked to income and indexed to CPI, this loan is helping thousands of South Australians to own their home

Construction Loan – for applicants looking to have their home constructed on land owned or being purchased

The Home Equity Loan – designed to let HomeStart borrowers access the equity in their home for any worthwhile purpose, including renovation

The Graduate Loan – a no deposit loan that enables eligible graduates to borrow up to100% of a property’s value

Owning a home can provide a real boost to independence, security, well-being and wealth – and we are on track to making sure as many people as possible can experience this.